:root {
  color-scheme: light;
  --bg: #f7fbff;
  --panel: rgba(255,255,255,.92);
  --text: #10204a;
  --muted: #52647d;
  --blue: #1268e8;
  --blue-2: #07307e;
  --line: rgba(24,88,174,.16);
  --line-strong: rgba(18,104,232,.32);
  --shadow: 0 24px 70px rgba(29,76,138,.15);
  --radius: 8px;
  --max: 980px;
}

* { box-sizing: border-box; }
html { background: var(--bg); }
body {
  margin: 0;
  font-family: Inter, "Segoe UI", Roboto, Arial, sans-serif;
  color: var(--text);
  background:
    radial-gradient(circle at 16% 8%, rgba(18,104,232,.12), transparent 30rem),
    radial-gradient(circle at 86% 24%, rgba(19,163,90,.10), transparent 28rem),
    linear-gradient(180deg, #fff 0%, #f7fbff 58%, #eef6ff 100%);
  font-size: 16px;
  line-height: 1.65;
}

a { color: inherit; text-decoration: none; }
.shell { width: min(var(--max), calc(100% - 32px)); margin: 0 auto; }
.topbar {
  min-height: 74px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  max-width: 100vw;
  border-bottom: 1px solid var(--line);
  background: rgba(255,255,255,.9);
  backdrop-filter: blur(18px);
  padding: 0 max(16px, calc((100vw - var(--max)) / 2));
}
.brand {
  display: inline-flex;
  align-items: center;
  flex: 0 0 auto;
  gap: 12px;
  color: var(--blue-2);
  font-weight: 900;
  white-space: nowrap;
}
.brand img {
  width: 46px;
  height: 46px;
  object-fit: contain;
  padding: 7px;
  border-radius: 12px;
  border: 1px solid rgba(18,104,232,.28);
  background: linear-gradient(135deg, #0d6df0, #082b70);
  box-shadow: 0 12px 28px rgba(18,104,232,.18);
}
.navlinks {
  display: flex;
  align-items: center;
  justify-content: flex-end;
  flex-wrap: wrap;
  gap: 16px;
  color: var(--muted);
  font-weight: 800;
}
.navlinks a {
  white-space: nowrap;
  overflow-wrap: normal;
  word-break: normal;
  hyphens: none;
}
.navlinks a:hover { color: var(--blue); }
.legal-hero { padding: 62px 0 20px; }
.eyebrow {
  color: var(--blue);
  text-transform: uppercase;
  letter-spacing: .12em;
  font-weight: 900;
  font-size: 13px;
}
h1 {
  margin: 10px 0 14px;
  font-size: clamp(38px, 7vw, 72px);
  line-height: 1;
  letter-spacing: 0;
}
h2 { margin: 34px 0 12px; font-size: 26px; }
h3 { margin: 24px 0 10px; font-size: 19px; }
p, li { color: var(--muted); }
.panel {
  margin: 22px 0 54px;
  padding: 30px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--panel);
  box-shadow: var(--shadow);
}
.notice {
  border: 1px solid var(--line-strong);
  background: #eef6ff;
  border-radius: var(--radius);
  padding: 14px 16px;
  color: #17427f;
}
.meta {
  color: var(--muted);
  font-size: 14px;
}
.footer {
  padding: 30px 0;
  border-top: 1px solid var(--line);
  color: var(--muted);
  background: rgba(255,255,255,.72);
}
.footer-grid {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 14px 22px;
}
.footer a { font-weight: 800; }
@media (max-width: 760px) {
  .topbar { align-items: flex-start; flex-direction: column; padding-top: 14px; padding-bottom: 14px; }
  .navlinks { width: 100%; justify-content: flex-start; flex-wrap: wrap; }
  .panel { padding: 22px; }
}